Understanding Level: A Guide to the Employee Experience

Welcome to Level On-Demand Pay! Here’s everything you need to know about accessing your pay when you need it and how the Level app works to support your financial wellbeing.

What is On-Demand Pay?

On-Demand Pay gives you access to a portion of your earned wages before your regular payday. It’s like having the flexibility to use the money you’ve already earned, but exactly when you need it most. Need to cover an unexpected expense or bridge the gap before payday? On-Demand Pay has you covered—no more waiting until payday to take control of your finances.

How does Level work?

Level is much more than just a paycheck access service. It’s a financial toolkit designed to help employees manage their money with ease and confidence. Here’s what you get when you use the Level app:

1. On-Demand Pay

Accessible wages before payday, in just a few taps. You can instantly withdraw a portion of the money you’ve already earned – no debt, no hidden fees, no owing anyone anything. Within Level you will be able to see exactly how much you are able to withdraw, and any previous withdrawals.

2. Payroll Savings

With Level, you can save effortlessly. Payroll Savings can help you set aside a portion of your earnings into a savings account automatically, straight from your wages before they hit your bank account. This savings account has high interest rates and instant access.

3. Income-Based Budgeting

Level’s smart budgeting feature helps you spend wisely by letting you see exactly how much you have left to spend until payday. Whether you’re saving, paying bills, or spending on essentials, this feature helps you stay on top of your finances.

4. Ask AI

Got a financial question? Level’s "Ask AI" feature gives you access to immediate financial guidance, providing quick insights to help you make smarter decisions. This AI tool is powered on official UK Government guidance.

Watch our employee explainer video here to see how Level works:

Conclusion

Level is a financial wellbeing app that offers so much more than just On-Demand Pay. Level's innovative features allow your employees to take control of their finances in a way that’s flexible, accessible, and designed around their individual needs. Whether it's paying bills, saving for the future, or gaining financial clarity, Level provides the tools to boost financial confident.

To learn more about how Level can work for your company, book a demo below: